Buy your home in instalments while keeping your debt level at zero.

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Backed by the European Social Fund and the State of Berlin

You can become a homeowner. Yes, you.

With an attractive rent-to-own model, you can buy your apartment, without taking on a mountain of debt. Month after month, you buy a portion of your apartment, without a mortgage.

The best thing is that you only pay rent  for the portion of your apartment that you haven't purchased yet. As you increase your ownership share, your rent actually decreases.

When you're ready to take full ownership of your home, Asumma helps you find a mortgage with favorable conditions, as your accumulated ownership becomes your down payment.

Home ownership for a new generation

Become a homeowner

Homeowners live without fear of rent increases and, over time, build private wealth. That's money in your own pocket, rather than your landlord's.

Control your finances

Our rent-to-own model works without long-term mortgages and high levels of debt. You buy your own place, at your own pace.

Secure your residence

This model secures your legal right to your own apartment, as your right-to-ownership is officially recorded in the German land register.

Want to build home ownership without debt?
It's possible.

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